One of the interesting points that Dr Tung himself has pointed out, that is "Be confident to take a loan to invest for your future. That way you will be more responsible with your studying. You'll study well and work hard to pay back this loan once you've become a good and professional doctor". To support this opinion is a co-operation program with ACB Bank to provide student loans with special rates at its branches all over the country, with two types: not against a property, from 20 million to 500 million VND for up to 60 months; or against a property with under 100% of the capital utilised, and a minimum of 20 million VND, for up to 180 months.